the first banking app for creators
we're rebuilding creators support fair and human alike, not just checkout.
but you have
payment
workarounds
Using gifts, prepaid cards, or proxies to bypass restrictions is messy, risky, and unsustainable.
high
fees
Platforms like Patreon charge 20% and more fees on every payment, swallowing / eating / cutting off your income
LLC
is required
You often must have any legal entity just to sign up - which means additional cost and so much paperwork.
you just want to earn —
quickly and cleanly, right?
we are here
to change it
no wait
instant access to funds
Withdraw your earnings in real time - no locks, no waiting. The money is yours.
card coming soon
Soon, you’ll be able to spend directly from your balance — a creator-first card designed for global use.
direct contact with fans
No middlemen. You build real relationships with your audience and get paid directly by them.
❤️
no refunds or disputes
Forget unexpected chargebacks. What you receive is final - there's no way to trick you.
$5,326
no LLC to start
Withdraw your earnings in real time - no locks, no waiting. The money is yours, just like it should be.
lowest fees
You receive almost everything (100%) of your income. We charge lowest fees to operate.
low fees
patreon + paypal + bank + LLC
“
Jamal T.
Podcaster
“
Lila D.
Photographer & Educator
“
Keyla M.
Digital Illustrator
“
Hiro
Game Streamer
early birdie
Johi is still in the works. These one-time plans are just for early supporters — perks now, full pricing later.
Ambassador
free
Perfect if you just want to follow the journey and support us.
early ambassador status
permission to publish content about Johi
product updates via email
invites to early release events
our love and gratitude
Supporter
$10
/one-time
Everything from Ambassador + exclusive early-bird benefits.
20% off your first year on any paid plan
reserve your johi @handle
early access to the app via TestFlight
early ambassador status
product updates via email
invites to early release events
our love and gratitude
for those who still
have questions
do I need a company or LLC to use johi?
Nope. Signing up you'd only need to choose: creator or subscriber.
how soon can I access the money I receive?
Instantly. Funds land directly in your johi account — no locks, no delays. Use them the moment they arrive.
are there any hidden fees?
No hidden fees. Everything’s transparent, clear, and easy to follow. You’ll see all fees at every step.
can I use Johi if I’m not in the U.S.?
Sure! Johi is worldwide app, you can receive support and use money wherever you want. Just like your fans :)