the first banking app for creators
earn more.
no borders.
no LLCs.
we’re rethinking donations
to make them feel
human
again
but you have
payment
workarounds
Using gifts, prepaid cards, or proxies to bypass restrictions is messy, risky, and unsustainable.
high
fees
Platforms like Patreon charge 20% and more fees on every payment, swallowing / eating / cutting off your income
LLC
is required
You often must have any legal entity just to sign up - which means additional cost and so much paperwork.
you just want to earn —
quickly and cleanly, right?
we are here
to change it
no wait
instant access to funds
Withdraw your earnings in real time - no locks, no waiting. The money is yours, just like it should be.
card coming soon
Soon, you’ll be able to spend directly from your balance — a creator-first card designed for global use.
direct contact with fans
No middlemen. You build real relationships with your audience and get paid directly by them.






❤️
No refunds or disputes
Forget unexpected chargebacks. What you receive is final - there's no way to trick you.
$5,326
no LLC to start
Withdraw your earnings in real time - no locks, no waiting. The money is yours, just like it should be.
lowest fees
You receive almost everything (100%) of your income. We charge lowest fees to operate.
low fees
patreon + paypal + bank + LLC
“

Jamal T.
Podcaster
“

Lila D.
Photographer & Educator
“

Keyla M.
Digital Illustrator
“

Hiro
Game Streamer
pick the plan
no any setup costs or hidden fees
basic
$10
/month
Main features for those who just started
free withdrawals
up to $500
free Johi circle use
up to $1000
free transfers to other Johi accounts up to 15 times/day
grow
$35
/month
Everything from Basic + Advanced tools for analytics and communication with the audience.
free withdrawals
up to $15000
free Johi circle use
up to $5000
free transfers to other Johi accounts up to 40 times/day
scale
$90
/month
Everything from Grow + additional features for pro creators and lower fees
free withdrawals
up to $35000
free Johi circle use
up to $7000
free transfers to other Johi accounts up to 50 times/day
for those who still
have questions
do I need a company or LLC to use johi?
Nope. Signing up you'd only need to choose: creator or subscriber.
how soon can I access the money I receive?
Instantly. Funds land directly in your johi account — no locks, no delays. Use them the moment they arrive.
are there any hidden fees?
No hidden fees. Everything’s transparent, clear, and easy to follow. You’ll see all fees at every step.
can I use Johi if I’m not in the U.S.?
Sure! Johi is worldwide app, you can receive support and use money wherever you want. Just like your fans :)